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Bernadette is now 47 years old and married with three school-aged children. Bernadette is a farmer working in the Philippines who earns PHP 7,000 per month.

Bernadette is asking for a loan of PHP 15,000 to purchase fertilizers and pesticides. Bernadette has been growing rice for almost 15 years.

In the future, Bernadette hopes to have a large production of rice in order to earn more income to finance the schooling of her children who are now in college. She believes that with the continuous support of the Kiva lenders, she can achieve her business goals through her patience and strong determination.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1857
    View loans »
    Philippines Loans Fundraising
  • $61,010,950
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Bernadette to purchase fertilizers and pesticides.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Apr 26, 2011
May 26, 2011
Currency Exchange Loss:
Feb 15, 2012