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Muniran's Group
In this Group: Muniran, Parveen Akhtar, Ayesha, Shamim, Naheed Kosar, Tasleem
Muniran is 55 years old, married and has a son. She was not able to provide an education to her son due to financial constraints. He is an embroidery expert now and helps his father in his decorative embroidery business.

Muniran is a housewife who stays at home to take care of her household tasks. She is still very active and completes her daily tasks efficiently. She has applied for a loan from Kiva partner, Asasah, to improve her son’s embroidery business because he wants to start a business independently. With the loan, he will buy colored thread, patterns and cloth to make embroidered dresses to meet customer demand and earn more profits. Muniran is confident that an investment will help him start a profitable business.

Muniran is a regular loan user of Asasah and this is her third loan application. In previous loan years, she has maintained good credit behavior and has never missed any meeting.

Note: In the photo, the lady raising her hand is Muniran.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 457
    View loans »
    Pakistan Loans Fundraising
  • $15,121,950
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Muniran's Group's $1,475 loan helped a member to buy colored thread, patterns and cloth for her son's embroidery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 25, 2011
May 28, 2011
Currency Exchange Loss:
May 16, 2012