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Mrs. Phann is shown in the photo. She is a resident of Siem Reap Province. Selling porridge is her daily activity to earn money and feed her children. Besides this business, she sells various items in front of her house, to villagers and other travelers, earning approximately US$3 a day for these activities.

To share responsibility with Mrs. Phann, her husband works as a car taxi driver. At present, the couple lives with three single children, two of whom are employed in various job to earn an income, while the other seven are married and live in their own houses. Mrs. Phann is requesting a loan to buying a new motorbike for her employed children, so they can reduce the costs of their work commute.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 273
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Phann buy a new motorbike for her children to ride to work.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Apr 29, 2011
Jun 2, 2011
Currency Exchange Loss:
Mar 17, 2012