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Ith, 45, resides in Prey Veng province, Cambodia, an area known as one of the largest rice producing regions in the country. Ith is a housewife, while two of her children are employed at a factory, earning an income of $2 US each per day to help cover the family's expenses. Each month, the family has to spend $25 on food and $25 on other necessary expenses.

Ith is requesting a loan of $1000 to finish the construction of her house. This will be her third loan from CREDIT, a long-standing Kiva partner.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 273
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ith to finish her construction of her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 6, 2011
May 28, 2011
Currency Exchange Loss:
Oct 15, 2012