Mr. Sok is a 42-year-old married man who works in a rubber plant in the province of Siem Reap. From this, he earns an income of around $4.25 each day to use for the family's daily expenses. To earn more income, Mr. Sok’s wife has been planting a few fruit trees on their land. They are blessed with two children who are studying in the local school and depend on their income for support. The rainy season is approaching, so Mr. Sok has requested a loan to plant potatoes.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.