Mrs. Heng is a long-time businesswoman and a low-income person. She has been operating a retail business since the beginning of 2008. From the front of her house, she sells different kinds of merchandise to her neighbors and passing travelers. She sells items such as perfumes, beauty products, costume jewelry, cooking ingredients, fast food, plastic products, soft drinks, and other miscellaneous products. Her husband is a chicken breeder. They have one child who works as a car repairer in a local garage. In order to earn extra income, Mrs. Heng will be using the loan she requested to purchase piglets to raise.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.