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El Trebol I Group
In this Group: Maria Nicolasa, Sandra, Eunice, Nancy, Monica, Maria Del Carmen, Maria Nidia, Christian, Alba
This photo was taken in Sandra’s house; a member of the “El Trébol 1” (Clover) group located in VeraC., México. In the photo she can be seen inside her house together with the other members of the group.

She has sold natural products for the last two years. She is asking for the loan to buy merchandise to fill her orders. Her customers consider her to be a hard working, responsible person that they can trust. At the moment of soliciting the loan, she feels satisfied for being able to invest in her business.

She is 25 years old, studied up to high school, is married and has a son. She wants the loan to be able to invest in products to stock the orders she has pending. She also hopes to be able to save up to rent a larger locale because she has a lot of merchandise and the space she has available isn’t enough. She wants to save whatever profits she gets part for her son’s education so that he will attain a university degree and for a better quality of life for all her family.
View original language description ↓
Esta foto fue tomada en casa de la señora Sandra un integrante D. grupo El Trébol 1, Que esta ubicado en VeraC., México. Se ve la señora dentro de su casa junto a las demás integrantes D. grupo en la foto. Ella se dedica a venta de productos naturistas que inicio hace 2 años. Solicita el préstamo para invertirlo en mercancía para surtir sus pedidos. Sus clientes la consideran una persona trabajadora y responsable, en la cual se puede confiar. Al momento de solicitar este préstamo se siente satisfecha por poder invertir en su negocio. Tiene 25 años, estudio hasta el bachillerato, es casada y tiene 1 hijos varon. Quiere este crédito para poder invertir en producto para surtir sus pedidos que le hacen. También espera poder ahorrar para rentar un local más grande ya que tiene mucha mercancia y no le es sufuciente el que tiene. Con las ganancias que obtenga quiere ahorrar una parte para la educación de su hijo y así logre una carrera Universitarias y una mejor calidad de vida para toda su familia.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 58
    View loans »
    Mexico Loans Fundraising
  • $20,015,475
    Funds lent in using Kiva
  • 11.7
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Trebol I Group's $3,425 loan helped a member to buy natural products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 18, 2011
May 26, 2011
Currency Exchange Loss:
Oct 15, 2011