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Santos Nasario
Don Santos, 50, is married and has 2 children, both in college. His wife works and they share household expenses. Santos has worked as a policeman for the town of Juigalpa for 1 year. He is appying for this, his first loan, so that he can replace part of the roof on his house. He will also buy soft drinks and other products for a small retail business that he operates near his workplace. His greatest wish is to provide his family with a better life.
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Don Santos de 50 años de edad es casado, tiene 2 hijos estudiando en la universidad, su esposa labora como maestra de primaria y le apoya con los gastos del hogar. Santos labora para Alcaldia de Juigalpa como policia municipal desde hace 1 año. Esta solicitando su 1er credito con el objetivo de mejorar su vivienda cambiando una parte del techo, al mismo tiempo desea comprar gaseosas y otros productos para su pequeño negocio que tiene cerca de su trabajo. Su mayor sueño es poder brindarle a su familia mejores condiciones de vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,450
    Funds lent in using Kiva
  • 22.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Santos Nasario to repair the roof on his house and to buy merchandise for his small retail business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 27, 2011
Jun 3, 2011
Currency Exchange Loss:
May 15, 2012