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Hadjah lives in the Makerere neighborhood in the city of Kampala, Uganda. She is married and has two children, both of whom are in school. She also takes care of additional family members (her old parents). Hadjah has a business of selling charcoal. She has been in this business for seven years and she works seven days out of every week. She sells her products at the market, by means of retail.

Hadjah has requested a loan of 1,500,000 UGX from MCDT SACCO, which she will use to buy more bags of charcoal. She generates additional income through rental rooms. Her main business challenges include transportation and the rainy season, which hinders her customers from reaching her.

Her goals and aspirations for her business are to own a delivery van and to build more rental rooms. She lives in a home that she owns where she has access to electricity but not to piped water. Her major monthly expenses include school fees and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 416
    View loans »
    Uganda Loans Fundraising
  • $30,366,425
    Funds lent in using Kiva
  • 2,390.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Hadjah to buy more bags of charcoal.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 16, 2011
May 28, 2011
Currency Exchange Loss:
Nov 16, 2011