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Idite Ginoca Jorge
Idite Ginoca was born in the district of Namaacha. She is 30-years-old and is married. She finished through 7th grade and didn’t finish school because she became pregnant. She lives in her in-laws’ home and is the mother of 2 children, who are 5 and 12. Both of them go to school. She is financially responsible for her father and her in-laws.

After she became pregnant, she moved in with her husband and found a job at the Hotel Libombos as a cook. She has worked there for more than 11 years from 7 a.m. to 3 p.m. and from 3 p.m. to 10 p.m. She makes 2,500 meticals a month, which she puts towards her household’s expenses. She saves 1,500 meticals a month because she has help from her husband who works in South Africa and sends her 5,000 meticals a months.

She has never worked with other banks besides Hluvuku. She became familiar with them through her colleagues, who are clients of the institution. This is her third loan with Hluvuku and her first with Kiva in the amount of 15,000 meticals. She will use it to buy construction materials (metal sheets, cement, bricks, sand, etc.) to continue working on her home.

She is confident that she will make her payments on time so she can request another loan to begin construction on a boundary wall so she can move from her in-laws’ home to her own home.
View original language description ↓

Idite Ginoca nasceu no Distrito de Namaacha, tem 30 anos de idade, vive maritalmente, fez a 7ª classe nao concluiu devido a sua gravidez. Vive na casa dos sogros é mãe de 2 filhos de 5 e 12 anos ambos vão a Escola. Responsabiliza se pelo pai e pelos sogros que vivem com ela na mesma casa.

Após a gravidez passa a viver com seu marido, consegue aranjar um emprego no Hotel Libombos como cozinheira. Trabalha a mais de 11 anos das 7h as 15h no periodo da manhã e das 15h as 22h no periodo da noite auferindo mensalmente 2500.00mt que aplica nas dispesas da casa. Consegue poupar mensalmente 1.500.00mt porque conta com ajuda do seu marido que trabalha na Africa do Sul e envia lhe mensalmente 5.000.00mt.

Nunca trabalhou com outros Bancos para alem da Hluvuku, teve conhecimento atraves dos seus colegas que sao clientes da Instituição. Este e seu terceiro empréstimo na Hluvuku e primeiro com kiva no valor de 15.000.00mt com o qual pretende comprar material de construção( chapas de zinco, cimento, blocos, areia e outros) para dar continuidade da sua obra.

Esta confiante que vai pagar antes do tempo e pedir um novo credito para iniciar com a Construção do murro de vedação e sair da casa dos sogros para a sua própria casa.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 138
    View loans »
    Mozambique Loans Fundraising
  • $2,804,250
    Funds lent in using Kiva
  • 29.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Idite Ginoca Jorge to buy construction materials (metal sheets, cement, bricks, sand, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 29, 2011
May 31, 2011
Currency Exchange Loss:
Aug 15, 2012