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Born on October 12, 1980 in Bénin, Germaine is married to Wilis, who is a photographer. The couple is raising two children, both enrolled in school, of whom one is their biological child.

Germaine never attended school. She learned hairdressing, a trade she has been practicing enthusiastically for ten years. At the same time, she sells general merchandise (soap, canned goods, etc.), hair extensions, and cosmetics. Thanks to the income from her business, Germaine is able to contribute to supporting her family. She buys her merchandise in a market in Bénin and sells her goods out of her beauty shop. With a view to satisfying her clientele and improving her standard of living, Germaine is requesting her fourth loan from ALIDé.
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Née le 12 octobre 1980 au Bénin, Germaine est mariée à wilis un photographe. Le couple à deux enfants à charge tous scolarisés dont un est leur propre enfant. Germaine n’a jamais été à l’école. Germaine a appris le métier de coiffure, activité qu’elle exerce passionnément depuis dix ans. Parallèlement à cette activité, Germaine vend des produits divers (savons, boîte de conserve, etc.), des mèches et des produits cosmétiques. Grâce au revenu que lui génère son activité, Germaine contribue aux différentes dépenses de la famille. Germaine s’approvisionne dans un marché du Bénin et vend ses produits dans son atelier. Dans la quête de la satisfaction de sa clientèle et pour améliorer son niveau de vie, Germaine sollicite pour une quatrième fois un crédit auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 466.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Germaine to buy five cases of cosmetics, five dozen hair extensions, and two cases of soap.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 27, 2011
Jun 1, 2011
Currency Exchange Loss:
Feb 16, 2012