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Ghulam Fatima's Group
In this Group: Ghulam Fatima, Razia, Asia, Veenus, Hina
Ghulam Fatima is 53 years old and married with four sons. Her eldest son works in a factory while the others stay at home. Ghulam Fatima couldn’t provide them an education due to financial constraints. Her husband is a blacksmith and makes iron rods. He sells to different factories and dealers on order. He has been operating this business for the past 20 years. Ghulam Fatima does sewing and embroidery work for her neighboring clients to supplement the income of her family. Besides her work, she actively manages her household activities as well.

She has applied for a loan from Kiva partner Asasah to improve her husband’s business. With the loan, he will buy iron and make iron rods to fulfill larger orders on time and increase his profits. Ghulam Fatima hopes that an investment will take her husband’s business to a more profitable position and her family will be able to enjoy more financial benefits. She is a regular loan user of Asasah and this is her third loan application. With previous loans, she maintained good credit behavior and never missed any meeting.

Note: In the photo, the lady with a book (called Asasah Passbook) is Ghulam Fatima.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 283
    View loans »
    Pakistan Loans Fundraising
  • $14,693,800
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ghulam Fatima's Group's $1,175 loan helped a member to buy iron for making iron rods.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 23, 2011
May 27, 2011
Currency Exchange Loss:
May 15, 2012