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Lai, age 50, is married and resides with her children in Takeo Province, Cambodia. Lai is a housewife while her husband is a construction foreman, earning an income of $3 per day to help cover the family expenses. The standard of living has improved since Lai has had this business. She is requesting a loan of $500 to purchase cows to help plow the rice fields. This is her first loan from CREDIT, a partner of Kiva.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 306
    View loans »
    Cambodia Loans Fundraising
  • $37,569,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Lai to buy cows to help plow the rice field.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 4, 2011
May 27, 2011
Currency Exchange Loss:
Jan 15, 2012