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Noemy Del Carmen
Noemy del Carmen, age 41, lives with her common-law husband and three children. She lives in modest conditions and has worked hard to help cover household expenses. Her dream is to give her children better living conditions so she decided to set up a beauty products business by selling door-to-door in her neighborhood.

In the future she hopes to have a variety of articles to attract more customers since this is Noemy's main source of income. This is the reason she is requesting a loan to buy a variety of beauty products such as lotions, creams, make-up, deodorant, shampoo, costume jewelry and other items to attract customers. She is confident this will help her proviD. her family with everything they need.
View original language description ↓
Noemy del Carmen D. 41 años D. edad, habita en su casa con su compañero D. vida y sus tres hijos. Doña Noemy vive en condiciones muy humildes y durante mucho tiempo a trabajado duro para poder ayudar a la economía D. su hogar. Su sueño es ver a sus hijos en mejores condiciones por lo que desD. hace años se dedica a la venta D. productos D. belleza D. forma ambulante en la zona donD. resiD.. Sueña con contar con variedad D. articulos que le permitan atraer a más clientes ya que este negocio es una D. las principales fuentes D. ingresos D. Noemy. Esto la ha impulsado a solicitar este crédito para poder comprar variedad D. artículos D. belleza como: lociones, cremas, maquillaje, desodorantes, champo, joyerías, entre otros artículos que sean atractivos para los clientes. Confiada que D. esta manera le va a poder dar a su familia lo que necesitan.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 756
    View loans »
    El Salvador Loans Fundraising
  • $27,004,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Noemy Del Carmen to buy a variety of beauty products such as lotions, creams, make-up, deodorant, shampoo, costume jewelry, and other articles to attract customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 9, 2011
May 26, 2011
Currency Exchange Loss:
Apr 15, 2012