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Martha Julia
View original language description ↓
Martha Julia M. is a married woman responsible for two children. She has sold basic grains for 20 years in the Israel Lewites market in Managua.

Like all Nicaraguan women Mrs. M. is very hard-working as she has worked during all this time and has been able to support her children who are still in school.

She has worked with Ceprodel for a year, and Ceprodel has given her loans which she has used wisely to better her and her family’s living conditions.

Translated from Spanish by Cindy Kendall, Kiva volunteer.

Martha Julia M. es una dama casada y con dos hijos a su responsabilidad. Desde hace 20 años se dedica a la veta de granos básicos los cuales son vendidos en el mercado Israel Lewites de Managua.

Como toda mujer Nicaragüense la señora M. es muy trabajadora ya que todo este lapso de tiempo ha persistido y hasta ahora ha logrado mantener a sus hijos que están en la etapa escolar.

Desde hace un año ha comenzado a trabajar con Ceprodel el cual le ha brindado créditos que los ha aprovechado muy sabiamente para mejorar sus condiciones de vida y la de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 89
    View loans »
    Nicaragua Loans Fundraising
  • $25,032,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Martha Julia purchase merchandise.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 14, 2008
Dec 31, 2007
Currency Exchange Loss:
Aug 15, 2008