Mrs. Lidia has been a member of a communal bank with Pro Mujer for over twelve years since she was invited by a friend. At present, she makes baize, work that she has being doing for twelve years and started with her first loan.
The loan that Mrs. Lidia needs will be used to buy polar fleece to make her products. This material will be bought at Plaza La Paz (a marketplace in the city of El Alto) she will sell her items in the markets of the La Paz department and her mother will sell them in the Santa Cruz department. Her job allows her to have enough resources to support her family as much as possible since she is married and has three children.
When asked what she enjoys of Pro Mujer she says that she likes the space and the resources.
La señora Lidia indica que hace doce años que integra una asociación comunal en Pro Mujer, ingresando por invitación de una amiga. En la actualidad ella tiene un negocio de confección de bayetas que viene trabajando hace doce años, empezando el mismo con el primer préstamo.
El crédito que sacará ahora es para comprar tela polar, para la elaboración de sus productos. Este material lo adquirirá de la Plaza La Paz (lugar comercial de la ciudad de El Alto) y lo comercializará en las ferias del deparetamento de La Paz y su mamá lo vende en el departamento de Santa Cruz. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el consultorio y las capacitaciones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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