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Lobiko Plus Group
In this Group: Marie-Josée, Alpha, Victorine, Marie, Monique, Mimy, Jina, Rebecca, Néhémie, Andrienne, Kanku, Souzy, Esther, Aristote, Alfi, Amual
Marie-Josée, is the chairwoman of the Community Bank named “Lobiko Plus”, which is composed of 16 microentrepreneurs. These members are united for the same goal: to grow their businesses by loans received from Kiva through IMF HOPE RDC.

Marie-Josée is 63 years old. Her main activity is to sell pagnes, which are women’s wrapping clothing, in DRCongo. She buys the pagnes in bulk and resells them, at a profit. She sells her products daily at the market in his area, located north-east of Kinshasa.

Marie Josée started her business in 1991. She is a trustworthy client of the MFI HOPE RDC, having five times obtained and correctly repaid loans. Her next loan will allow her to buy 25 pagnes, to increase her sales, in order to make a better profit. Marie-Josée makes a profit of about US$100 per week. The aim of this loan is mainly to increase Marie Josée's profit so she can buy food and also reinforce her business. She is a widow and the mother of eight children, aged between 23 and 40 years old.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Lobiko Plus Group's $3,825 loan helped a member to increase the inventory of her business by buying 25 pagnes and reselling them at profit.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 23, 2011
May 27, 2011
Currency Exchange Loss:
Oct 15, 2011