Pascaline is a 34-year-old shopkeeper who lives at the chief place in the province of Kayanza, situated to the north of Burundi. She has sold not only food products, such as corn flour, but also clothes and other articles for 6 years and at the same time, works as a cultivator. She is married to Ernest Nduwayo, himself a clothing shopkeeper, and they have 6 children, aged respectively 14 years old, 12 years old, 10 years old, 7 years old, 1 year old, and 6 months old, who are being educated. She studied until her 6th year of primary school. She is asking Kiva for a loan to augment her capital and increase the size of her business in order to make large profits. She hopes her business will grow considerably in order to allow her to ensure that her family's basic needs are met. She is a member of the group "Tuzigame."
Pascaline est une commerçante âgée de 34ans qui habite au chef lieu de la Province de Kayanza située au Nord du Burundi. Elle fait le commerce de produits alimentaires comme la farine de maïs mais aussi vend des habits et autres articles depuis 6 ans et elle est en même temps cultivatrice. Elle est mariée a Ernest Nduwayo lui-même commerçant d’habits et ont 6 enfants âgés respectivement de 14ans, 12ans, 10ans,7ans,5ans et 1an 6mois qui étudient. Elle a fait ses études jusqu’en 6e année primaire.
Elle demande le crédit Kiva pour augmenter son capital et agrandir son activité pour réaliser de grands bénéfices. Elle espère que son business va croitre considérablement pour lui permettre d’assurer les besoins élémentaires familiaux
Elle est membre du groupe communautaire« Tuzigame».
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.