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Phally, aged 43, is married and resides with her children in Takeo Province, Cambodia. She has three children. She is a hairdresser, earning an income of $5 per day to help cover the family expenses. The family is also assisted by her husband who is a motor-taxi driver, earning an income of $6 per day. Their standard of living has improved since Phally and her husband have had these businesses. Phally is requesting a loan of $1000 to purchase more hairdressing equipment to improve her current business. This is her fourth loan from CREDIT, a partner of Kiva.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 47
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phally to buy more hairdressing equipment.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Apr 24, 2011
May 26, 2011
Currency Exchange Loss:
Apr 15, 2012