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Heroine B. is a Trader who sells Video CDs and DVDs. She is married but has no children. Her husband is also a trader, but his daily income is not sufficient to meet the needs of the family. Heroine is working very hard to support with the family’s finances. At the moment she wants to increase her income by expanding her business. She is asking for $1,200 as additional capital to purchase more movies (both CDs and DVDs) to meet the growing demand of her costumers for her goods.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Heoine as an additional capital to purchase more movies (both VCDs and DVDs) to meet the growing demand of her costumers for her goods.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 17, 2008
Jan 3, 2008
Currency Exchange Loss:
Sep 20, 2008