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Sal, 32, is married and resides with her two children in Takeo Province, Cambodia. She sells food, earning an income of $2.50 a day to help cover the family’s expenses. Her husband also rents speakers and microphones, earning an income of $5 a day. Their standard of living has improved since Sal and her husband started these businesses.

Sal is requesting a loan of $1000 to purchase more speakers and microphones to rent. This is her second loan from CREDIT, a Kiva partner.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 223
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sal to buy more speakers and microphones to rent.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 24, 2011
May 26, 2011
Currency Exchange Loss:
Nov 15, 2012