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La Capilla Group
In this Group: Antonia , Porfiria , Araceli, Angela , Reyna , Teresa, Guadalupe, Petra , Silvia , Marciana, Maria Tereza
This group called La Capilla is located in the community of Anenecuilco, in the city of Ayala, in the state of Morelos, Mexico. Mrs. Antonia and Mrs. Teresa are going to buy tomatoes, corn, chayote, apples, and bananas. Mrs. Araceli and Mrs. Marciana are going to buy women's men's and children's shoes to sell. Mrs. Porfiria is going to buy perfume in bulk. Mrs. Ángela is going to buy frying pans, ironing boards, and pots and pans. Mrs. Reyna is going to buy fabric and thread for her seamstress shop. Mr. Guadalupe is going to buy oil and brake fluid for his auto shop. Mrs. Petra is going to buy pork rinds, popsicles, and caramels to sell. Mrs. Silvia is going to buy lipstick, perfume, and nail polish in bulk through a catalog. Mrs. María Tereza is going to buy wood to rent to people who work in construction.


Mrs. María Tereza is 53 years old. She is married and has 6 children: Coral, 33; Guillermo, 27; Alma, 28; and Cristal, 16 are married and work. Perla Teresa is 41 and Juan Carlos is 30. They are both single. She has a business renting wood for construction. She is asking for the loan to buy wood to have more merchandise to offer to her customers. Her husband taught her this work. He is a mason. They sold their house they had in Cuautla and with that money they bought the land and materials and her husband built the house and the business. Their business is important because they have a job that will provide for their food and for the expenses of the home. She is proud of her business because her number of customers keeps growing and she is known for how well she treats them. She will invest her earnings in the house and in her children's houses. She remembers when she didn't have her own business and it was very difficult for them and they didn't always have enough to eat. This business has helped her family out financially and they have made improvements to their home. She hopes to leave her daughter the little house and hopes that her children are happy, healthy, and working.


The members of the group want to tell Kiva and the Fundación Realidad “we are very thankful for you because you have taken us out of a bad place. We will be responisble and hope you continue to help us. Thank you". Araceli and Angela are not in the group photo and the man at the end with the baseball cap is Angela's husband and is not part of the group.

View original language description ↓
Este grupo solidario se llama La Capilla se encuentra localizado en la comunidad de Anenecuilco, Cd. Ayala, en el estado de Morelos, México, está integrado por la señora Antonia y Teresa van a comprar jitomate, tomate, ejotes, chayotes, manzanas, plátanos, las señoras Araceli y Marciana van a comprar zapatos de dama, caballero y niño para vender, la señora Porfiria va a comprar perfumes por mayoreo, la señora Ángela va a comprar sartenes, burros para planchar, baterías para cocinas, la señora Reyna va a comprar telas, hilos para su taller de costura, el señor Guadalupe va a comprar aceite, liquido para frenos para su taller mecánico, la señora Petra va a comprar chicharrones, paletas, caramelo para vender, la seora Silvia va a comprar labiales, perfumes, barnices en catalogo por mayoreo, la señora María Tereza va a comprar maderas para rentar a personas que se dedican a la contrucción.
La señora María Tereza tiene 53 años de edad, ella es casada tiene 6 hijos Coral de 33 años de edad, Guillermo de 27 años de edad, Alma de 28 años, Cristal de 16 años de edad ellos son casados ya trabajan, Perla Teresa tiene 31 años de edad y Juan Calos de 30 años de edad ellos dos son soltero, ella tiene su negocio de renta de madera para construcción, ella solicito su préstamo para comprar madera para tener más mercancía para ofrecerle a sus clientes los albañiles, su esposo le enseño este trabajo, él es albañil, ellos vendieron su casa que tenían en Cuautla y con este dinero compraron el terreno, compraron el material y su esposo construyo la casa y el negocio, su negocio es importante porque tienen un trabajo que le da para los alimentos y para todos los gastos de su casa, ella está orgullosa con su negocio porque cada vez tiene más clientes que van a rentar la madera y es conocido por el buen trato a los clientes, las ganancias las invierte en la casa y en las casa de sus hijos, ella recuerda cuando no tenia su negocio la pasaban muy difícil no había para comer. Este negocio le ha ayudado a su familia económicamente ellos han mejorado sus casas, ella tiene la esperanza de dejarle a su hija la pequeña con casa y que sus hijos estén bien contentos, sanos y trabajando. Los integrantes del grupo quieren decirle a Kiva y a Fundación Realidad “estamos muy agradecidos con ustedes, porque nos sacan de apuros y vamos a cumplir y que nos sigan ayudando, gracias”. Las integrantes Araceli y Angela no estan en la foto grupal y el señor que esta al final de la foto que tiene puesta la gorra es el esposo de la señora Angela y no forma parte del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 7
    View loans »
    Mexico Loans Fundraising
  • $17,540,000
    Funds lent in using Kiva
  • 11.7
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Capilla Group's $3,950 loan helped a member buy wood to rent.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 18, 2011
Listed
May 24, 2011
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2011