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Flor De Habitas Group
In this Group: Martha, Anagelica, Anasta, Reyna, Sipriana, Eugenia, Elisa Brigida, Amalia, Hector, Juana
The “FLOR DE HABITAS” communal bank will start its first cycle in Pro Mujer as part of the Panamericana Center. It has ten members and is led by a governing board headed by Martha. The businesses of the member are varied. Among them we have: butcher shop, grocery store, commerce, food sales and candy sales.

Martha indicates that this is her first time joining Pro Mujer and that she joined thanks to an invitation from the promoters. She currently has a general store that she’s been running for some time now and she has experience in the business.

The loan she’s taking out now is to stock her merchandise (to purchase oil, canned goods, groceries, etc.) She buys these supplies in the city of El Alto, in La Ceja (commercial street in the city of El Alto) and she’ll sell them in her own home which is where her store is located. This way of working allows her to generate income to help her family in any way possible since she’s married and has three children.

When asked what she likes about Pro Mujer, she answers that she likes the loan.

In the photo, Hector can’t be seen clearly because he’s seated at the extreme left.
View original language description ↓
La A.C. “FLOR DE HABITAS” iniciará su primer ciclo en Pro Mujer, como parte del Centro Panamericana, está compuesta por diez integrantes y está dirigida por una mesa directiva encabezada por la señora Martha. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: tienda de carnicería, tienda de abarrotes, comercio, venta de alimentos, venta de dulces.

La señora Martha, indica que es la primera vez que integra Pro Mujer y que ingreso por invitación de las promotoras. En la actualidad ella tiene un negocio de tienda en general, que viene trabajando hace tiempo y tiene experiencia en el negocio.

El crédito que ahora sacará es para surtir su mercadería (compra de aceite, enlatados, abarrotes, etc.), este material lo compra de la cuidad de El Alto, de la Ceja (calle comercial de la ciudad de El Alto) y los venderá en su domicilio, sitio donde esta ubicado su negocio. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito.

En la fotografía no pararece con nitides don Hector, pues se encuentra sentado al final de la izquierda.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 85
    View loans »
    Bolivia Loans Fundraising
  • $29,370,775
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Habitas Group's $2,400 loan helped a member to buy stock merchandise for her store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 13, 2011
Listed
May 24, 2011
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2011