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Shamim's Group
In this Group: Shamim, Mumtaz Begum, Sonia, Nasreen, Shaad, Saeeda, Amna, Naheed Niaz
Shamim is a talented lady who operates a sewing business to support her family financially. She is very skillful and receives a good number of orders every month. She is the mother of three sons. Her eldest son has a garment-selling business. The next one sells cosmetics while the youngest one has a clothes-selling business. They all work hard and contribute to their family financially from their earnings.

Shamim has applied for a loan from Kiva partner Asasah for her sewing business. With the loan, she will buy a new sewing machine which will help her produce quality work and fulfill orders on time. She has been operating this business for many years. She has a lot of business contacts. She hopes that an investment will help her business to grow further.

She is a new loan applicant and this is her first loan application with Asasah. She hopes that it will be a profitable experience for her.

Note: In the photo, the lady raising her hand is Shamim.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 402
    View loans »
    Pakistan Loans Fundraising
  • $15,152,450
    Funds lent in using Kiva
  • 86.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamim's Group's $1,525 loan helped a member to buy a new sewing machine.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 18, 2011
May 25, 2011
Currency Exchange Loss:
May 15, 2012