Tala is married with two children.
She manages a taro plantation which also produces cocoa. She exports the cocoa, sometimes to new Zealand, sometimes to American Samoa.
She has paid back four loans to SPBD and is now on her fifth loan. SPBD loans have assisted not only with capital expense and other expenses on her plantation but also with home improvement.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.