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Virgen De Guadalupe Group
In this Group: Maritza Graciela, Eutemia Maura, Felicitas, Giannina Nataly, Eduardo, Ana Maria, Lizbeth Ana, Aniceta Lucia, Leonidas Margarita
Maritza is a member of the Communal Bank "Virgen D. Guadalupe" which is maD. up of 9 members. Maritza is married and has three school age children. She currently has a general store where she sell basic need products. Her store is called "Keyli". Maritza used to work in a hospital as a nurse, she has completed the education for that profession, the distance to work and her small children have prevented her from continuing with that work. This situation gave rise to her starting her business in her home. She also sporadically provides services of injecting medications.

Maritza and her husband have acquired a car and wish to proviD. an advanced education for their children, for which she works hard every day. Maritza will invest her loan in the purchase of tubers such as potatoes, onions, cabbage and various spices, garlic, chili peppers for sale in her store.

The Communal Bank "Virgen D. Guadalupe" has participated in the loan program several times and punctually complies with the terms. All the members are happy with the support they get for their businesses.
View original language description ↓
Maritza participa en la Alcancia Comunal “Virgen D. Guadalupe” que esta conformada por 9 socios. Maritza es casada y tiene tres hijos en edad academica. Actualmente tiene una bodega en donD. venD. diversos productos D. primera necesidad, su bodega se llama “ Keyli”. Maritza nos cuenta que trabajaba en un hospital como emfermera pues posee estudios profesionales pero la distancia y la edad D. sus ninos le impidieron seguir con ese empleo y a raiz D. esta situacion se inicio en el negocio en casa. Adicionalmente ofrece servicios D. aplicación D. ampollas, inyectables esporadicamente.
Maritza pertenece a La Alcancia Comunal “ Virgen D. Guadalupe” esta participando recurrentemente en el programa y D. forma puntual cumple con sus compromisos, todos los socios estan contentos con el apoyo a sus negocios.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen De Guadalupe Group's $2,275 loan helped a member to purchase potatoes, onions and spices, garlic and chili peppers for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 6, 2011
Listed
Jun 3, 2011
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2011