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Valerik was born in 1953. He lives in Jujevan village, Tavush Marz. Valerik is married and has two sons who are already married. His younger son’s family lives with Valerik.

Over 33 years Valerik has been worked at Jujevan village’s school and simultaneously he has been engaged in farming and shopkeeping. In his shop he sells foods and household goods. Valerik’s family helps him to manage farming and trading and thereby they meet their needs.

Valerik is seeking a 1,000,000 AMD loan to buy food items such as a large amount of flour, sugar, etc., and some household goods for his shop.

This is Valerik’s fifth loan from Nor Horizon and he has never delayed his repayments.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 127
    View loans »
    Armenia Loans Fundraising
  • $14,350,650
    Funds lent in using Kiva
  • 374.5
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,675 helped Valerik to buy large amount of flour, sugar, etc. and some household goods to sell in his shop.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
May 19, 2011
May 25, 2011
Currency Exchange Loss:
Dec 17, 2013