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Carmen Anabel
Every two weeks, the '21 de Noviembre' community bank meet in Montecristi canton which is known for its rich pre-colonial architecture and also for its handicrafts which are well-known both at home and abroad. It is the home of the famous Panama hat.

Here we meet 36 year-old Carmen who lives with her common-law husband and has three children aged 18, 15 and 5. Her two youngest are attending high school and kindergarten. Her husband is a carpenter.

Carmen and her husband have an upholstery and sewing workshop where they upholster furniture and vehicles. She tells us that while her husband takes charge of the upholstering, she makes curtains, cushions and small pillows for buses. They work every day and their work is well known throughout their province since they also do work in other cantons. In these cases, they travel in order to carry out their work. They have been in business for 17 years and have always had a good customer base, in spite of the competition.

Carmen will use this loan to buy raw materials for making her products such as fabric, coverings, threads, fasteners, sponge, etc. She has been a member of her community bank since the beginning and she likes it for the benefits that she receives. Carmen's goals are to further increase her business and to continue making progress every day.
View original language description ↓
EL Banco Comunal 21 De Noviembre se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía, que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar conocimos a la señora Carmen, tiene 36 años de edad y mantiene una relación de unión libre de la cual tiene tres hijos de 18, 15 y 5 años, los dos menores estudian en colegio y en jardín de infantes. Su marido es carpintero.

Ella junto a su esposo tienen un taller de tapicería y costura en el cual se dedica a tapizar muebles y carros, nos cuenta que mientras su marido se encarga de tapizar ella se encarga de elaborar cortinas para autobuses, cojines y almohadas pequeñas. Trabajan todos los días y sus trabajos son reconocidos en toda la provincia ya que también realizan trabajos en otros cantones hasta donde se trasladan para realizar sus obras. Llevan en este negocio 17 años y siempre se han tenido buena clientela a pesar de la competencia.

Este crédito es para comprar materia prima para elaborar sus productos como telas, tapices, hilos, cierres, esponjas, etc. Está en el Banco Comunal desde el inicio y le gusta por el beneficio que recibe del banco.

Sus metas son incrementar más su negocio y seguir progresando cada dia más.

About Ecuador

  • $10,200
    Average annual income
  • 13
    View loans »
    Ecuador Loans Fundraising
  • $22,842,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Carmen Anabel to buy fabric, coverings, threads, fasteners, sponge, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 12, 2011
Listed
May 24, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2011