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Claridad Group
In this Group: Carola Jhovana, Lucila, Evencia, Lucy Marlene, Concepción , Adriana Alejandra, Soledad Silvia, Silvia Rosario, Erminia, Jhanneth Monica , Rafael
The "Claridad", or "Clarity" Communal Bank is about to begin it's first loan cycle with [field partner] Pro Mujer. It is part of the Centro Santiago II Group, composed of 11 mmbers and headed by a board of directors lead by Señora Carola. The group members are building a variety of bussinesses, and among them we have: DVD sales, secretarial support, a shop, selling sweets, selling food, dressmaking, weaving, sales, and a bookstore.

Señora Carola says that this is her second year of working with Pro Mujer, having come in at the invitation of her mother, At present she has a business making and selling sportswear, which she started 2 years back and which she learned from her sister.

The loan she is seeking is to increase her working capital by buying cloth, which she buys wholesale in La Ceja and sells at retail each morning and afternoon, with the help of her sister. This type of work enables her to generate income to support her family as much as possible, as she is married adn has 4 children.

When asked what she likes about Pro Mujer, she states that she likes the training they give.
View original language description ↓
La A.C. “CLARIDAD” iniciará su primer ciclo en Pro Mujer, como parte del Centro Santiago II, está compuesta por once integrantes y está dirigida por una mesa directiva encabezada por la señora Carola. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de DVD, auxiliar de secretaría, tienda, costura, venta de dulces, venta de comida, tienda, comercio, tejido, librería, costura.

La señora Carola, indica que este es el segundo año que trabaja con Pro Mujer, ingresando por invitación de su mamá. En la actualidad ella tiene un negocio de venta costura de deportivos, que inicio hace 2 años atrás y que aprendió de su hermana.

El crédito que ahora sacará es para aumentar su capital (compra de tela), que compraran por mayor de la ceja y los venderán día por medio por las mañanas y por las tardes con la ayuda de su hermana. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene cuatro hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 80
    View loans »
    Bolivia Loans Fundraising
  • $29,414,475
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Claridad Group's $2,775 loan helped a member to buy fabric.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 13, 2011
Listed
May 25, 2011
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2011