Bertha is a longtime client who has been working in the communal bank "Leo" since 2004. This group has been through 12 loan cycles and has demonstrated punctuality and responsibility in making its payments. Now Bertha is separating from the group and requesting an individual loan. She lives close to her business, which is located in the neighborhood Villa Victoria. Bertha is very pleased to have been chosen for the Kiva program, because she feels that she will benefit greatly from the loan that will be granted. She has a business selling food in her own place; she gets up very early to prepare the food, so that she can sell it to the drivers and passers-by in the same neighborhood. Bertha is separated, and with the income from her business she covers the expenses for her 3 children. This loan will be used to buy grocery products for her business so that she can increase her income. She is a very hardworking person who is grateful to the institution for the support provided.
La señora Bertha es una cliente antigua desde el año 2004 estuvo en grupo "leo" trabajo 12 secuencias en el grupo demostrando puntualidad y responsabilidad en el pago de sus cuotas. Actualmente se independizo del grupo y solicita un crédito individual. La cliente vive cerca a su negocio que esta ubicado en la zona villa victoria. Ella esta muy contenta de que se le haya elegido para el programa Kiva debido a que siente beneficiada de gran manera con el préstamo que se le otorga, ella se dedica a la venta de comida con ambiente propio y se levanta muy temprano para preparar los alimentos y poderlos vender a los choferes y transeúntes de la misma zona. La señora es separada y con los ingresos de su negocio solventa a sus tres hijos. Ahora el crédito lo destinará para comprar productos de abarrotes para su negocio. Y así mejorar sus ingresos, es un apersona muy trabajadora agradecida con la institución por el apoyo brindado.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.