Check out other loans that are currently fundraising!
Roberto
Roberto is part of the “Belén” communal bank in the city of Valparaíso. He is a traveling merchant selling a variety of products. However, what he sells the most during the months from March to September is smoked fish, specifically horse mackerel, sierra and salmon. He orders these products from the city of Talcahuano. Robert sells his products on Mondays, Wednesdays and Fridays, in the mornings, and on the weekend, he sets up his business in a market to sell his products. Robert has been doing this for 16 years and the fish-selling business he inherited from his father 8 years ago. He takes advantage of all the holiday periods to exploit the business dates and to buy articles in accordance with each season.
With the loan, he will order smoked fish by parcel.

His goals in his business are to have a smoking factory in order to be able to undertake the fish-smoking process himself, since Robert understands and can complete the entire process. Along with this desire he wishes to buy a truck to transport his merchandise. However, he lacks the capital to make these projects reality. Roberto lives together with his wife and three children. His dreams and motivation are to be able to provide his family with a more comfortable life through the prosperity of his business.

He is grateful for the loan and the confidence of the Fondo Esperanza (Hope Fund) to undertake his business. Regarding the meetings, they are very enjoyable and he shares the communal bank with the other members, which has generated bonds of friendship.

Valparaíso is located 120 kilometers northeast of Santiago. It is the regional capital and also the countries headquarters of legislative power. It is the nation’s number one port and offers a great variety of beautiful and picturesque places, like for example the house of Pablo Neruda, a Nobel Prize winning poet.
View original language description ↓
Roberto forma parte del banco comunal “Belén” perteneciente a la ciudad de Valparaíso. El se dedica al comercio ambulante vendiendo una variedad de productos, sin embargo lo que más vende durante los meses de marzo a septiembre son pescados ahumados, específicamente jurel, sierra y salmón. La compra de estos productos la realiza a través de encomienda a la ciudad de Talcahuano. Roberto vende sus productos los días lunes, miércoles y viernes, durante las mañanas y los fines de semana, instala su negocio en una feria libre para vender sus productos. Roberto se dedica a éste rubro desde hace 16 años y el negocio de venta de pescados lo heredó de su padre desde hace 8 años. Él aprovecha todas las temporadas festivas para explotar las fechas del comercio y compra artículos de acuerdo a cada temporada.
Con el préstamo comprará pescados ahumados por encomienda.
Sus metas en su negocio son tener una fábrica ahumadora para realizar el proceso de ahumado de los pescados él mismo, ya que Roberto entiende y puede llevar a cabo todo el proceso. Junto con esto anhela comprar una camioneta para el traslado de su mercadería. Pero le falta el capital para concretar estos proyectos.
Roberto vive junto a su esposa y sus 3 hijos, sus sueños y motivaciones son poder brindarle a su familia un mejor confort de vida, a través de la prosperidad de su negocio.
Él está agradecido del crédito y la confianza depositada por Fondo Esperanza para emprender en su negocio. Respecto a las reuniones, éstas son muy amenas y comparte con las demás integrantes del banco comunal, por lo cual ha generado vínculos de amistad.
Valparaíso está situado a 120 kilómetros al noroeste de Santiago. Es la capital regional y además sede del poder legislativo del país. Es el primer puerto de la nación y ofrece gran variedad de lugares hermosos y pintorescos, como por ejemplo la casa del poeta Pablo Neruda, ganador del Premio Nobel.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,587,775
    Funds lent in using Kiva
  • 468.0
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Roberto to purchase smoked fish by parcel.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 28, 2011
Listed
May 23, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2011