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Marica Lorena
Marcia is a hard-working woman who has a lot of aspirations in life. Her business is selling clothes and other goods according to the season.

Marcia and her husband sell merchandise and clothes so that they can support their three children. They work together because they have to travel to other provinces in order to make good sales since their merchandise sells better in the provinces. They sell shirts, pants and shoes.

Marcia has a lot of aspirations for her business and would like to continue working. However, right now she would like to do some work on her house so that she can provide her children with a good life. She would like to use her loan to buy cement, sand and blocks. In the future, she would like to continue with her family business.
View original language description ↓
Marcia es una mujer trabajadora que tiene muchas aspiraciones en su vida por eso es vendedora de ropa y artículos según la temporada.

Ella y su esposo se dedican al comercial de mercadería y ropa para poder mantener a sus tres hijos. Trabajan en conjunto porque tienen que viajar a otras provincias para tener un resultado favorable en sus ventas ya que en las provincias se vende más la mercadería. Venden camisas, pantalones, zapatos.

Tienes muchas aspiraciones con su negocio por eso quiere seguir trabajando pero por ahora quiere adecuar su casa para darle una buena vida a sus hijos. Por eso quiere con el préstamo comprar cemento, arena, bloques. En el futuro quiere continuar con el negocio familiar.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 69
    View loans »
    Ecuador Loans Fundraising
  • $24,622,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Marica Lorena to buy cement, stone and sand.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 21, 2011
May 23, 2011
Currency Exchange Loss:
Nov 15, 2011