Marcia and her husband sell merchandise and clothes so that they can support their three children. They work together because they have to travel to other provinces in order to make good sales since their merchandise sells better in the provinces. They sell shirts, pants and shoes.
Marcia has a lot of aspirations for her business and would like to continue working. However, right now she would like to do some work on her house so that she can provide her children with a good life. She would like to use her loan to buy cement, sand and blocks. In the future, she would like to continue with her family business.
Ella y su esposo se dedican al comercial de mercadería y ropa para poder mantener a sus tres hijos. Trabajan en conjunto porque tienen que viajar a otras provincias para tener un resultado favorable en sus ventas ya que en las provincias se vende más la mercadería. Venden camisas, pantalones, zapatos.
Tienes muchas aspiraciones con su negocio por eso quiere seguir trabajando pero por ahora quiere adecuar su casa para darle una buena vida a sus hijos. Por eso quiere con el préstamo comprar cemento, arena, bloques. En el futuro quiere continuar con el negocio familiar.
About Banco D-MIROBanco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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