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Jose
José is 22 years old, and a single, hard-working young man. He lives with his father, Adán, his mother, Armanda, and his little brother, Jean. They live together in their own house, located in the Palcamayo area.

He has dedicated himself to farming for more than 2 years, as his parents needed his support and, most of all, his vitality. Since then, he has planted spinach, peas and gladiolas on lands they own and some they rent. This young man, in addition to the strength he has for carrying out this work, is also a merchant. Each season, he goes to the country’s capital city to sell his products, obtaining substantial profits. In addition, when he has free time, he works as a laborer on agricultural lands. “I can’t spend time doing nothing”, he affirms.

For this reason, each time he can, he saves the necessary amount to buy himself some land to become independent from his parents. He is very thankful to them for all they have taught him, and promises to offer them a healthy and happy life in their old age.

He belongs to the “Patrón San Cristóbal” cooperative bank. This is his first loan with MFP, where he hopes to have many successes with their association. During these days, José will plant spinach; for this reason, he will use the loan he is requesting to buy seeds and various sacks of organic fertilizer for his crop.
View original language description ↓
José, de 22 años; es un hombre soltero y trabajador. Vive en compañía de su padre Adán, su mamá Armanda y su hermanito Jean. Juntos viven en su casa propia, ubicada en la localidad de Palcamayo. Hace más de 2 años que se dedica a la agricultura, pues sus padres necesitaban de su apoyo y sobre todo su vitalidad, desde entonces siembra espinaca, arveja y flor de gladiolo sobre terrenos propios y alquilados. Este joven además de la fortaleza que tiene para ejecutar este trabajo, también es negociante, por lo que cada temporada se va a la capital de país para comercializar sus productos, obteniendo una considerable ganancia. Además cuenta que en sus tiempos libres, trabaja como peón en otros terrenos agrícolas, “No puedo estar sin hacer nada”, afirma. Por ello cada vez que puede ahorra lo necesario para comprarse sus propios terrenos agrícolas e independizarse de sus padres, a quienes agradece las enseñanzas que le brindaron y promete ofrecerles una vejez sana y muy feliz. Él pertenece al banco comunal “Patrón San Cristóbal”, y este es el primer crédito con MFP, donde espera obtener muchos éxitos con su asociación. José, dentro de estos días sembrará espinaca; por ello con el crédito solicitado comprará semilla y varios sacos de abono orgánico para su fertilización.

About Peru

  • $6,715
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $55,267,550
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Jose buy spinach seeds and sacks of organic fertilizer.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 12, 2011
Listed
May 23, 2011
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2012