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Luz Velsa
Luz is a member of the Communal Bank “Imasumacc”. She is 48 years old, divorced, and has four children (ages 31, 23, 19, and 14). Luz has a business selling groceries. The loan she is requesting will be invested in the purchase of rice, sugar, noodles, and other products so that she can restock her store.

Luz joined FINCA Peru three years ago after being invited by another member. She enjoys being part of the group because the other women have helped her with the loans, taught her how to work, and showed her how to save. With one of her loans, she was able to buy a car for her work. Now she is saving so that she can maintain her home, which has been affected by the constant rains in Ayacucho. Her dreams include seeing her business continue to prosper and proceeding with the construction of her house.

View original language description ↓
Luz es socia del Banco Comunal Imasumacc, tiene 48 años es divorciada, tiene 4 hijos de 31, 23, 19 y 14 años. Luz se dedica a la venta de abarrotes en general. El préstamo que solicita lo invertirá en la compra de arroz, azúcar, fideos, etc, para surtir su tienda. Está en FINCA Perú hace tres años ingreso por la invitación de una socia. Le gusta porque apoyan a las mujeres con los créditos, les enseñan a trabajar y pueden ahorrar. Con su préstamo se pudo comprar su carro para trabajar. Ahora está ahorrando para el mateminiento de su casa que se vio afectada por las constantes lluvias en Ayacucho. Su sueño es que su negocio siga prosperando y construir su casa.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 107
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Luz Velsa to purchase rice, sugar, noodles, and other products for her store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 13, 2011
May 22, 2011
Currency Exchange Loss:
Nov 15, 2011