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Maria Rosa
María Rosa is 50 years old, married, and lives with her husband and children in the canton of Guaranda in Bolivar Province. She and her husband have six children.

The members of the Communal Bank “Grupo Pucara” meet in the community of Pucara, Guanujo Parish, Guaranda Canton. This area is located 15 minutes away from the office of Cooperativa San Jose. The 22 members of this group engage in agriculture, livestock breeding, and selling legumes.

María is a farmer and a livestock breeder. She has a half plot of land in the local area and five plots in the city of Ambato where she grows beans, potatoes, and carrots. María also has 10 heads of cattle. She buys her supplies at the market in Guaranda and sells her products at the wholesale market in the same city.

María is requesting a loan to buy supplies and feed for her animals. The support she is receiving through this loan will help meet her financial needs. Among the challenges she faces are pests, diseases, and changes in weather. Her dreams include continuing to work in agriculture and providing for her children’s education so that they can become professionals.

María enjoys going to church on Sundays.

View original language description ↓
Maria Rosa tiene 50 años, es casada vive con el esposo y los hijos en el Cantón Guaranda Provincia de Bolívar. Tiene 6 hijos.

Los miembros de la V.R.C. GRUPO PUCARA se encuentra ubicada en la comunidad Pucara Parroquia Guanujo, cantón Guaranda a una distancia de 15 minutos de la oficina de la cooperativa, esta ventanilla integran 22 socios que se dedican a la agricultura, crianza de animales y a la comercialización de venta de legumbres.

María se dedica a la agricultura y a la ganadería tiene media cuadra de terreno en el sector y cinco cuadras en la ciudad de Ambato donde siembra habas, papas, zanahoria tiene 10cabezas de ganado. Las compras las realiza en el mercado de Guaranda y las vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la comprar de insumos y alimentación de los animales. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es seguir trabajando en la agricultura, dar el estudio a los hijos para que sean profesionales.

Le gusta ir los domingos a la iglesia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 79
    View loans »
    Ecuador Loans Fundraising
  • $25,065,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Rosa to purchase farming supplies and feed for her animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 19, 2011
May 23, 2011
Currency Exchange Loss:
Jun 27, 2012