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Juan
Juan is 69 years old and lives with his partner and son. They live in Guaranda canton, in Bolívar province.

The Pucara Group community bank is located in Pucara community, in Guanujo parish, in Guaranda canton, 15 minutes from Cooperativa's offices. This bank has 22 members who work in farming, livestock raising and vegetable sales.

Juan is a farmer. He has just over three acres of land where he sows potatoes, wheat, barley, peas and carrots. He also has four sheep and two pigs. He makes his purchases in Guaranda market and his sales in the wholesale market in Guaranda.

Juan is requesting this loan to buy supplies and feed for his animals. The support of this loan will help him to financially cover his needs. He faces challenges in his work such as pests, plant diseases and changes in the weather. His dream is to continue working in his community.

Juan enjoys going out for walks and celebrating Carnaval.
View original language description ↓

Juan tiene 69 años, vive en unión libre vive con la compañera y con el hijo que en el Cantón Guaranda Provincia de Bolívar. Tiene 1 hijo.

Los miembros de la V.R.C. GRUPO PUCARA se encuentra ubicada en la comunidad Pucara Parroquia Guanujo, cantón Guaranda a una distancia de 15 minutos de la oficina de la cooperativa, esta ventanilla integran 22 socios que se dedican a la agricultura, crianza de animales y a la comercialización de venta de legumbres.

Juan se dedica a la agricultura tiene dos cuadras de terreno en donde siembra papas trigo, cebada, arveja y zanahoria tiene 4 ovejas y dos cerdos. Las compras las realiza en el mercado de Guaranda y las vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la comprar de insumos y alimentación de los animales. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es seguir trabajando en la comunidad.

Le gusta salir a pasear y festejar las fiestas del carnaval.


Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 32
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Juan to buy supplies and feed for his animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 19, 2011
Listed
May 22, 2011
Currency Exchange Loss:
N/A
Ended:
Jun 27, 2012