Elman is 51 years old. He has 8 years of experience in the beef business. His wife is a housekeeper and Elman is the sole breadwinner in his family. Due to this way of life, this father works hard every day to support his family with the best quality of life he can afford.
His butcher shop supplies large amounts of meat to the population of his city. Elman buys cattle in the market and sells their fresh meat daily to his customers. Due to high demand, this man seeks a loan of 1,000 AZN to invest in more cattle so he can have enough product to meet his customers' demands.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.