Lala plans to use her loan to buy 550 kg [1210 lbs] of rice and four boxes of Maggi bouillon cubes. She stocks up at the big market of Sikasso. She prepares food locally in her village, selling her dishes out of her home and at the market, to a customer bas composed of men and women, for cash. She plans to achieve an average monthly income of 100,000 West African Francs, which will be used for everyday family expenses.
Her goal is to increase her sales volume and better meet customer demand.
Elles sont à leur Huitième collaboration avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle, les prêts passés ont été remboursés dans de bonne condition. Ce groupe de femmes fait de la restauration à travers de LALA, la présidente.
LALA compte acheter avec son prêt, 550 Kg de de riz et quatre cartons de cube maggi. Elle s’approvisionne au grand marché de Sikasso. Elle fait sa restauration sur place à BOUGOULA HAMEAU et vend ses plats alimentaires, famille et au marché, à une clientèle composée d’hommes et de femmes au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 100.000 FCFA, qui sera utilisé pour les dépenses quotidiennes de la famille
Elle ambitionne d’augmenter son chiffre d’affaire pour mieux satisfaire sa clientèle.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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