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Barno is a hard-working businesswoman who has been engaged in the business of selling women's shoes for the past 15 years. She has been engaged in selling women’s shoes. She sells her products at the market known as “Khair.” She has regular customers and earns a good income. She would like to request a loan of 10,000 Somoni in order to purchase new, fashionable, and high-quality goods, which will allow her to attract new customers. She is married and is the loving mother of one child.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes being a key post along the Silk Road as well as the location of the end of the rule of Alexander the Great. It has also produced great thinkers, philosophers, scientists, and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to epic mountain passes, communities that still speak the ancient Sogdian language, and a civilization that dates back to the fourth millennium BC. Even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture, and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93 percent of the country is mountainous, leaving only 7 percent arable land. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 195
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,225 helped Barno to purchase new, fashionable, and high-quality goods, which will allow her to attract new customers at market.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 5, 2011
May 23, 2011
Currency Exchange Loss:
Jun 15, 2012