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Patricia Jacqueline
33 year old Patricia lives in a town called Playas, one of the tourist spots of Ecuador, which is known for its seafood. She is separated and has 2 children of 12 and 7 years old who are both in school. She runs a stationary store.
She began doing this a while ago after seeing that her neighborhood didn't have a stationers where the students could buy their school supplies, so they had to go to the town center, which was dangerous for them. She has been growing her business over time, and today you can find everything in her store. She works from 6:00am until 7:00pm every day. She wants to use the loan to buy materials for her store such as display cases, notebooks, and sheets of paper, all in order to supply her store. What she wants much is to have a more secure and appropriate store so that she can continue growing her customer base. For her children, she hopes to give them a safer place to live.
View original language description ↓
Patricia de 33 años, vive en un cantón llamado Playas uno de los lugares turísticos del Ecuador con una diversa dimensión de mariscos. Es separada y tiene 2 hijos de 12 y 7 años ambos en escuela fiscales. Tiene una papelería.

Comenzó hace un tiempo atrás viendo que por su sector no había una papelería donde los estudiante pueda comprar sus útiles escolares ya que tenían que ir hasta el centro y era peligroso para ellos. Con el pasar del tiempo fue incrementando su negocio ahora pueden encontrar de todo en su local. Labora desde las 6H00 am a 7H00 pm diariamente. Con el préstamo quiere comprar materiales ar su papelería como vitrinas , cuadernos, laminas todo para surtir mas su negocio. Lo que mas desea es tener un local mas apropiado y seguro para seguir incrementando su clientela con respecto a sus hijos espera poderles dar un lugar mas segura para vivir.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 69
    View loans »
    Ecuador Loans Fundraising
  • $24,577,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Patricia Jacqueline to buy display cases, notebooks, sheets of paper, and shampoos.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 19, 2011
May 22, 2011
Currency Exchange Loss:
Sep 15, 2012