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Narcisa De Jesús
In the outskirts of Portoviejo, on the way to the city of Manta, is located the Metropolitana citadel, and this is where the members of the Banco Comunal Metropolitana meet every two weeks.
Here we met Narcisa, who is 53 years old, married, and has 10 children from this marriage, 9 of whom are grown-up, and one girl of 17 who is at high school and is the only one who still lives at home. Her husband doesn't work due to an illness.
She is a house wife who, in order to earn her own living, sells clothes of all types and goods from Avon (beauty products, cosmetics, perfume, and women's accessories). She works three days a week and she sells her goods door to door, giving her customers credit and collecting from them every week. Some of her goods are delivered to her home, but she goes to Guayaquil every time she needs to buy clothes to sell. She tells us that one of her sons sells CDs in the city center and she will use this loan to buy a machine for burning CDs so that he can make more profit. She will also buy clothes and Avon products. She tells us that she has been a merchant for 3 years and it suits her well.
This is the her third loan cycle with the community bank, and she likes it because the repayments are easy for her to make.
Her dream is to have a large store.
View original language description ↓
En las afueras de Portoviejo vía a la ciudad de Manta encontramos la ciudadela Metropolitana, lugar donde se reúnen cada quince días las socias del Banco Comunal Metropolitana.

En este lugar conocimos a la señora Narcisa, tiene 53 años de edad, está casada y de esta relación tienen diez hijos, nueve de ellos ya son mayores de edad y una chica de 17 años que estudia en colegio y es la que es la que aun vive con ella. Su esposo no trabaja por enfermedad.

Es un ama de casa que para obtener sus propios recursos se dedica a la venta de ropa de todo de tipo y de productos Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana y su forma de venta es puerta a puerta, deja sus productos a crédito y cobra cada semana. Sus productos los recibe en su casa y lo que es ropa va a Guayaquil cada vez que necesita mercadería. Nos cuenta que tiene un hijo que vende CD en el centro de la ciudad y este crédito lo va a utilizar para comprar una máquina para quemar Cd y así poder tener un ingreso extra con esta máquina. También va comprar ropa y productos Avon para su negocio, nos cuenta que lleva tres años dedicada al comercio y le va muy bien.

Este es el tercer ciclo en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Su sueño es tener un gran local.

About Ecuador

  • $10,200
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Narcisa De Jesús to buy clothes, Avon products, and a machine for burning CDs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 10, 2011
Listed
May 22, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2011