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For the past 2 years, Esi has been selling kenkey (a popular Ghanaian staple made from fermented maize dough, usually eaten with pepper sauce and fried fish) in Abura near Brasi. She is a widow with 9 dependents, and the money she earns from her sales is used to take care of them. Her loan will be used to buy maize, pepper, tomatoes, corn husks and other ingredients to expand her business. She hopes to use the new profits from her business to build a food joint. At the time of the visit, Esi had finished selling for the day and is showing the pan in which she sells the kenkey.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Esi to buy maize, pepper, tomatoes, corn husks and other ingredients to expand her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 4, 2011
May 22, 2011
Currency Exchange Loss:
Oct 30, 2011