Harriet is a 45-year-old married woman with five children. She owns a house in Kasese, Uganda. She takes care of the family with the help of her husband, and their desire is to educate their children until they attain a degree as a minimum qualification.
She has had a retail shop for four years, and the business is profitable despite the hardship of limited funds for capital. Her vision is to have a wholesale business. Harriet needs the loan to buy sodas, Omo (detergent) and flour for selling.