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This Kiva client lives in the village of Verishen in the region of Syunik, together with her daughter. Her husband has passed away, making it challenging for her, as a widow and as a woman, to manage all the difficulties of village life.

She is engaged in agriculture, and her work is the family’s main source of income. With the requested loan, she plans to purchase two cows. With the additional income generated from this investment, she will be able to support the family and pay for her daughter’s education.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Nina to buy livestock.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 12, 2011
Jun 1, 2011
Currency Exchange Loss:
Apr 16, 2014