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This client lives in Sisian together with her son and daughter-in-law. She works at school as a teacher. Unfortunately, her teacher’s salary is too low to meet the family needs. The client is also engaged in agriculture. She wants to increase her livestock and cultivate her land. With the requested loan, the client plans to purchase two calves and a special sort of potato seed. With the loan’s help, the client will increase her income and insure better living conditions for her family in the future.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 150
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gayane to pay for calves and special potato seeds.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 5, 2011
Jun 1, 2011
Currency Exchange Loss:
Jun 17, 2014