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Hasmik is married and has two school-aged children. She lives in Yerevan with her husband who works in construction.

Hasmik sells women’s clothing. She would like to develop her business by selling more clothes. With the help of a loan she will increase her income, which will help to cover daily costs, as well as grow her business.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Hasmik to buy more clothing to sell.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 6, 2011
Jun 1, 2011
Currency Exchange Loss:
Feb 15, 2013