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This Kiva client lives in Yerevan together with his wife and parents. He earns a living by purchasing household items and stationery in bulk and delivers these to his customers, using a rented car.

He would like to be able to purchase and deliver more goods. With the help of this loan, he will be able to make a bulk purchase of stationery and household items, as well as to increase his working capital.

Additional income will help him to ensure better living conditions for his family in the future.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 146
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Artsvi to make a bulk purchase of stationery and household items.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 2, 2011
Jun 1, 2011
Currency Exchange Loss:
Jun 17, 2013