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Dimitri lives in the village of Sartichala, West Georgia. He is 29 years old, unmarried and lives with his mother and sister.

Dimitri works as a provider in a village store. He gets a salary for his job. Dimitri’s family also owns three milk cows. The milk is used for cheese production. The cheese is sold in the store where Dimitri works. Dimitri’s sister works as a salesperson in a supermarket in the same village. The total monthly income of the family is 650 Laris.

Last year, Dimitri received a loan from Credo, part of which was used for starting renovation of his house. The other part was used for expansion of his dairy farm. Now Dimitri received a second loan from Credo. He plans to use it for finalizing the renovation of the house. His family is happy, because finally they will have a renovated house and better living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,073,000
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Dimitri to pay for materials and services for house renovation.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 4, 2011
May 21, 2011
Currency Exchange Loss:
Jun 15, 2012