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Kulsun's Group
In this Group: Kulsun, Rahat, Dinar
Kulsun is the leader of this group. She is 53 and married to beekeeper. She has raised three daughters and a son with her husband. Her son serves in the army, her youngest daughter graduates school this year, and her other two daughters are married and live with their families. Kulsun works as a teacher in the Education Centre, where she teaches children how to sew clothes. In order to contribute additional money to her family's budget she sells 9-10 liters of milk every day (for 9 soms per liter). Through this business, she earns 2000 soms. With the money gained from milk sales Kulsun purchases livestock to breed. She is requesting this loan to purchase a bull-calf to breed. In the future, Kulsun wants to see her son get married.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious, and socially-focused microfinance institution in Kyrgyzstan. MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line: people (building human capital and taking care of its customers as well as society), planet (keeping environmentally friendly), and profit (earning revenue to expand autonomously). MBF is the only microfinance institution in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our lending team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 113
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,258,400
    Funds lent in using Kiva
  • 46.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kulsun's Group's $1,050 loan helped a member to purchase a bull-calf.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 17, 2011
May 21, 2011
Currency Exchange Loss:
Dec 15, 2011