Most of the people who live in the Kompong Cham province work in farming. One of them, Mrs. Pen, frequently spends at least ten hours per day working on her farm. Her husband supports her in the farm fields. They have been married many years and have five kids, four still single. The fifth is married and lives dependently. Mrs. Pen would like to apply for a loan of US$800 in order to buy a motorcycle for traveling needs. She says this loan would allow her and her family to go anywhere without hiring a taxi as they do now.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.